One or more photo(s) has been virtually staged. Welcome to Sugar Mill Lakes, located in the charming city of Palmetto, Florida. This lovely community with LOW HOA's and NO CDD fee offers the perfect balance of peacefulness and convenience, with easy access to St. Pete, Tampa and Sarasota. NEW A/C 2023, New flooring 2022. As you enter this beautiful 3 bedroom, 2 bath home, you'll immediately notice the open and inviting layout. The spacious living room features plenty of natural light and offers ample space for relaxing with family and friends. The adjoining dining area is perfect for enjoying meals together and entertaining guests. The kitchen offers plenty of counter space, and an abundance of storage. The breakfast bar provides an additional space for casual dining or meal preparation. The master bedroom is a true retreat, with access to the patio and multiple windows providing plenty of natural light. Dual closets offer plenty of room for you fabulous fashions. The en-suite bathroom features a luxurious soaking tub, separate shower, and dual vanities. The two additional bedrooms are perfect for bedrooms or home office use, with plenty of closet space and natural light. The home also features a convenient laundry room and a two-car garage, providing ample storage space. Outside, you'll find a lovely patio area, perfect for enjoying the warm Florida sunshine and the peaceful surroundings. Sugar Mill Lakes offers a playground and tennis courts. With its convenient location, you'll be just a short drive away from shopping, dining, and entertainment options. Don't miss out on the opportunity to make this beautiful home your own. Contact us today to schedule a viewing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,127 | $2,744 |
Total Monthly Payment | $2,712 | $2,629 | $3,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.