4285 Oak Terrace CIRCLE, Port Charlotte, FL, 33953 | $374,900

One or more photo(s) has been virtually staged. Welcome to your brand new construction home! Step into luxury living with this stunning, just-completed home nestled in the heart of Treetops at Ranger Point, offering a lifestyle of comfort, convenience, and endless entertainment possibilities. Boasting contemporary elegance and meticulous craftsmanship, this 3-bedroom, 2-bathroom residence sets the standard for modern living. From the moment you enter, you'll be greeted by the stunning tray ceilings and seamless luxury vinyl plank flooring that flows graciously throughout, setting the stage for a sophisticated ambiance. The chef in the family will instantly fall in love with this gourmet kitchen, appointed with Whirlpool Stainless Steel appliances, spacious island, and absolutely stunning counter tops. The generously sized master suite beckons with large walk in closet, and an en-suite bath exuding spa-like serenity, creating a sanctuary to unwind and indulge. Bedrooms 2 and 3 grace the front of the home, sharing the beautifully appointed bathroom number 2, adorned with finishes that echo the elegance of the master bathroom. Never worry about parking with the convenience of a 2-car garage, and 2+ car driveway providing ample space for vehicles and storage solutions. Relax on your private & covered back patio, overlooking the serenity of the conservation view. Beyond your doorstep, experience resort-style amenities at your fingertips! Indulge in the vibrant community clubhouse, offering an array of social events, or take a dip in the pool, heated and available for year-round relaxation and enjoyment. Challenge friends to a game of tennis or pickleball, or unwind with a leisurely stroll through the park at the entrance. And for the outdoor enthusiast, the marina close by promises endless adventures on the water, perfect for boating enthusiasts and nature lovers alike. Multiple Gulf Beaches are located just a short 15 minute drive away. Embrace a lifestyle of luxury, leisure, and community in this remarkable new construction home, where every detail has been thoughtfully curated to elevate your living experience. Don't miss your chance to make this dream home yours – schedule your private tour today! Seller is willing to contribute up to $10, 000 for buyer to use towards interest rate buydown or to cover buyers closing costs.

Features

  • Amenities: Clubhouse, Maintenance, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,464
  • Acreage: 0.12
  • Est. Taxes: $380
  • HOA Fee: $170 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: T3513726
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/T3513726/4285oakterracecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2024 5:54:44 AM)
Listing courtesy of JRAC REALTY, LLC   Phone: 813-492-3510

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4285 Oak Terrace CIRCLE, Port Charlotte, FL, 33953

$374,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,920 $299,920 $299,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.295% 6.644%
Monthly Tax Payment $32 $32 $32
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,021 $2,021 $2,592
Total Monthly Payment $2,128 $2,128 $2,699

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.