Under contract-accepting backup offers. Discover the epitome of Florida living at 1020 High Ridge Ct, situated in Minneola's desirable Park Ridge subdivision. This charming 3-bedroom, 2-bathroom home offers a perfect blend of comfort and convenience. Step inside to find a split floor plan creating an inviting atmosphere throughout. The property boasts a spacious lot spanning . 24 acres, ideal for outdoor relaxation and entertainment. One of the highlights of this residence is its exclusive access to the private gated beach on the tranquil shores of Lake Minneola. Residents can enjoy leisurely days by the water, swimming, sunbathing, or partaking in various water activities, all within the confines of their own neighborhood. With HOA fees under $400 per year, you'll enjoy the perks of community amenities and maintenance without breaking the bank. Plus, the home's convenient location offers easy access to shops, restaurants, schools, and major thoroughfares, ensuring a lifestyle of convenience. Don't miss out on the opportunity to experience the unparalleled lifestyle that awaits you at 1020 High Ridge Ct. Schedule a showing today and make this delightful Minneola retreat your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,401 |
Total Monthly Payment | $2,315 | $2,290 | $2,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.