Experience this must-see, top-floor, three-bedroom, two-and-a-half-bath condominium situated in the maintenance-free gated community of Palma Sola Bay Club. Upon entering this 1, 854-square-foot Key Largo residence, you'll be greeted by stunning wood-look porcelain tile floors throughout, along with an open floor plan offering breathtaking views stretching as far as the eye can see. This impeccably clean home boasts an array of high-end features, including 10-foot ceilings, hurricane-impact windows, new air conditioning system, crown molding, plantation shutters, eight-foot doors, a split-bedroom floor plan, custom-built closets, and an upgraded walk-in shower in the second bath. Prepare to be wowed by the updated gourmet kitchen, complete with granite countertops, real wood 42-inch shaker-style cabinetry, tile backsplash, a single-bowl farm sink, double oven, pendant lights, breakfast bar, and energy-efficient GE Profile stainless steel appliances. Retreat to the spacious primary bedroom with French doors opening to a private balcony and ensuite bath featuring a custom-built closet, dual sinks, a luxurious soaking tub, and a walk-in rain shower. Additionally, the upgraded laundry room offers extra cabinetry, a sink and a brand new GE Profile front-end loader washer and dryer. Relax on the covered rear balcony, taking in stunning views of the preserve and partial water views of the bay. The home includes two assigned parking spaces, a large storage cage, and an elevator to the top floor. Palma Sola Bay Club offers a lifestyle of casual elegance, with 30 acres of preservation land, walking trails, ponds, a dog park, and a dock on Palma Sola Bay. The community clubhouse features a fitness center, billiards table, social room, and two kitchens, while outdoor amenities include a heated pool, wet bar, bocce ball court, gas grill, fire pit, and putting green. Monthly fees cover security gate entrance, cable TV, internet, utilities, grounds maintenance, pest control, and recreational facilities. Conveniently located near local amenities, restaurants, Blake Hospital, golf courses, and attractions like Anna Maria Island and Robinson's Preserve, this pet-friendly community offers rental options and no age restrictions. Schedule your appointment to view this amazing condominium today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,459 |
Total Monthly Payment | $4,010 | $3,963 | $4,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.