No visible storm damage. Welcome to this delightful two-bedroom, two-bathroom home radiating pride of ownership in a peaceful neighborhood. Step inside and be greeted by freshly painted walls and luxury vinyl plank flooring, setting the tone for a cozy living experience. The heart of the home boasts a functional kitchen, perfect for preparing meals to enjoy in the adjacent dining area with sliding glass doors overlooking the lanai and large backyard. Both bedrooms offer serene retreats, ideal for restful nights and lazy weekend mornings. A second bathroom and indoor laundry combo serves guests and residents alike, ensuring convenience for all. Step outside to the lanai and immerse yourself in the tranquility of nature, the perfect spot for sipping your morning coffee or unwinding after a long day. If you’re a boater the large back yard provides plenty of space to accommodate your boat and trailer. Port Charlotte is home to World-class fishing and this home is located four minutes away from the Spring Lake boat ramp and approximately 30 minutes away from Gulf Beaches. With a NEW ROOF and NEW AC unit in 2023, this home offers peace of mind for its lucky owners. Whether you're a first-time buyer seeking your perfect starter home or searching for a second home winter retreat, this charming property ticks all the boxes. Don't miss out on the opportunity to make this your own haven – schedule a showing today and experience the allure of this adorable home firsthand!
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Our Executive Mortgage Banker:
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$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,166 | $1,164 | $1,502 |
Total Monthly Payment | $1,384 | $1,382 | $1,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.