5104 2nd AVENUE E, Palmetto, FL, 34221 | $345,000

**Major Price Reduction**Motivated Seller***Location! Location! Location This Practically Brand-New CORNER VILLA with a VIEW OF THE PRESERVE was once the BUILDER MODEL, with EVERY UPGRADE INCLUDED and every detail thoughtfully considered. Welcome to The Coves at Terra Ceia Bay, a maintenance free community, where every day can feel like vacation. Perfectly placed between Bradenton/Anna Maria Island to the South and St Pete to the North, you can have your toes into the sugary sand of the Gulf of Mexico in no time. With restaurants and shopping nearby, you have easy access to conveniences, while enjoying the peace and quiet of this serene little haven, tucked away amongst magical old oak trees. The community is a hidden gem indeed, but let’s talk about this beautiful abode. A corner, end unit, this home feels light and bright, compared to the center units, with the high ceilings and open floorplan offering a sense of spaciousness belying the square-footage. Walking in through the upgraded glass front door, the gorgeous white oak luxury vinyl floors will carry you seamlessly through the rooms and make cleaning a breeze. The modern, elevated, soft close cabinetry in the kitchen goes all the way to the ceiling, with glass fronted vanity cabinets up high, adding elegance to the space. Crown molding and tray ceilings complete the living spaces and master bedroom off with a touch of luxury. The spacious primary bedroom is a delight, with an ample walk-in closet and Zen like en-suite bath. Your guest will have their own bedroom and bath on the other side of the home, giving everyone a sense of privacy. Come together in the generous living room, or on the screened in back porch, which is the perfect place to relax after a long day or work or play. Watch the birds in the little creek behind the porch, while listening to the wind rustling in the trees. A lovely place to sit rain or shine, and on a rainy day, the gutters recently added will keep down the splatter, allowing you to simply enjoy the storm. When the sun is out, the pool is on the other side of the preserve area, just a minute walk away. Seriously, it is practically like having a pool in your back yard- yes, it’s that close- but the preserve area offers a nice buffer for privacy. With the extended one car garage having a pull-down ladder feature to the attic, you will have a place for your toys, and storage galore. Whether looking for a full-time residence or a second home, this home has been meticulously maintained. With so much to do, from the culture of the surrounding cities to the abundance of outdoor activities to enjoy and places to explore, get ready to come live your best Florida life. Come see this beautiful home and start living a life you don't need a vacation from, today!!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,307
  • Acreage: 0.07
  • Est. Taxes: $1,826
  • HOA Fee: $650 Monthly
  • View: Trees/Woods, Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4604448
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/A4604448/51042ndavenuee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/11/2024 10:32:08 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-758-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5104 2nd AVENUE E, Palmetto, FL, 34221

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $152 $152 $152
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,859 $1,834 $2,366
Total Monthly Payment $2,086 $2,061 $2,593

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.