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Incredible opportunity! Magnificent oversized high ranch with one of a kind three car garage (two attached, one detached) in rear of property on perfect flat lot in the desirable Parkland development, backing Town of Islip wooded area with no rear neighbors. Development features sidewalks and underground utilities. Expanded blacktop driveway with cobblestone border, cement skirt and driveway, entry light poles. Home features vinyl siding and custom front fa?ade with cedar impression siding. Resort style backyard with large paver patio great for entertaining. Koi pond. Second floor deck and covered patio. Yard is wired for audio and light posts with separate 60 amp breaker. Grand entry with custom molding, hardwood floors, recessed, lighting, raised paneling. Magnificent built-in fireplace. French doors out to rear deck. Chef's kitchen with oak cabinets, granite countertops, breakfast bar, lots of cabinet and counter space. Stainless and black appliances. Spa-like hallway bath with vintage claw foot soaking tub, double vanity, and oversize standup glass shower. Large primary suite with lots of natural light, additional spacious second floor bedroom. First floor den/great room with separate entrance. Possible second kitchen, additional bedroom, upgraded 200 amp electrical panel.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $894 | $894 | $894 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $4,179 | $4,176 | $5,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.