Lithia Ridge 4 Bedroom 3 Full Bath 2 Car Garage well loved Pool Home is looking for its next owner. Entering through the stained glass doors into this one story home you will notice cathedral ceilings and light laminate and crown molding throughout. Huge dining area with French Shutters throughout and formal living room offers French doors with direct access to your fully screened in lanai with pool. This is a true split floor plan with the spacious Master Bedroom to the right that offers additional French doors to the pool area, 2 walk in closets, double sinks with granite, a separate shower stall with tub. The kitchen offers dark wood cabinets, granite counter tops, dark appliances, new dishwasher, a pantry. Culligan water filtration system and lots of counter space and is large and open to the great room which has vaulted ceilings with a wood burning fireplace. It also provides another set of French doors to the pool that is solar heated with a newer pool pump. The home is also fully fenced with lots of privacy. 3 bedrooms are to the left of the home with 2 full bathrooms one of which is the perfect pool bath or great for guests. 4th Bedroom is huge and has its own bathroom. The AC is 2021 Hot Water heater 2021 and roof has recently been inspected by roofer to show plenty of life left. Lithia Ridge is very close to Bloomingdale and valrico for plenty of shopping and errands. Great schools surround the area and the Elementary school is a short walk to the front of the neighborhood. Allows a homeowner to avoid carline! LOW HOA and NO CDD. Come check out this beautiful home today! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,818 | $2,712 | $3,498 |
Total Monthly Payment | $3,278 | $3,172 | $3,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.