Assumable VA loan with 3. 75% interest rate (must qualify for VA loan to assume)! Why wait to build when you can have better than new now? This stunning home is practically brand new and showcases an array of incredible upgrades (including custom built-ins in the primary closet and laundry room, motorized shades, blinds throughout, top of the line appliances, and a water softener), making it an absolute dream for those seeking luxury and modern living. As you step through the inviting front entrance, you'll immediately be captivated by the elegance and attention to detail that defines this residence. The open-concept layout seamlessly combines functionality and style, creating a warm and welcoming atmosphere throughout. The heart of the home is the gourmet kitchen, which has been thoughtfully designed with both the culinary enthusiast and entertainer in mind. Featuring top-of-the-line stainless steel appliances, and a spacious center island, this kitchen is sure to inspire your inner chef. The primary suite is a private oasis, complete with a luxurious en-suite bathroom featuring dual vanities, and a huge walk-in shower. The suite also includes a sizable walk-in closet with custom built ins, providing ample storage space for all your wardrobe needs. Four additional bedrooms offer versatility and can be utilized as guest rooms, a home office, or a hobby space. One of the bedrooms even has an en-suite! Step outside onto the screened and covered lanai; an idyllic setting for outdoor activities or simply unwinding after a long day. Whether you're hosting a barbecue or enjoying a quiet morning coffee, this outdoor space is sure to impress. The Brightwood at North River Ranch is a master-planned community located in Parrish, FL 34219. The Brightwood Pavilion, features a 4, 100 square foot clubhouse, game room, resort-style pool, and fitness center and is perfect for the entire family to enjoy. With winding trails, dog parks, and linear parks, this community is perfect for anyone who loves the outdoors. North River Ranch also has a dedicated FUN DIRECTOR! There are many events planned every month including food trucks, mini-markets, and yoga in the park. There are also several clubs to be involved in including the Run/Walk Club, Volleyball Club, and Mom’s Club! The resort-style amenities in this community include a lagoon pool, perfect for those hot Florida days, and beautiful water views. With easy access to I-75, I-275, and US-301, you are just 30 minutes from downtown St. Petersburg and Sarasota and 40 minutes from downtown Tampa.
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Our Executive Mortgage Banker:
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$673,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $538,400 | $538,400 | $538,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,582 | $3,578 | $4,616 |
Total Monthly Payment | $3,924 | $3,920 | $4,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.