****** MOTIVATED SELLER*** FAST CLOSING
Welcome to 406 Islebay Blvd, a waterfront oasis where spectacular sunsets, playful dolphins, and gentle manatees become part of your everyday scenery. Set sail from your private dock, equipped with a 2023 lift boasting an auto-stop upgrade, a catwalk and a 10, 000-pound capacity, to explore the best saltwater fishing, dockable waterfront restaurants, and all the adventures on Tampa Bay. This home is in superb condition, move in ready and the sellers can close quickly.
With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners.
This exquisite 3-bedroom, 2-bathroom home in Apollo Beach, Florida, spans 2, 278 square feet of meticulously designed living space, embodying true luxury. The property's key west style landscaping and expansive, cypress-plank adorned front porch providing a warm welcome, setting the stage for endless hours of relaxation and neighborhood camaraderie.
The home's rear patio presents spectacular views down the canal, straight into the heart of Tampa Bay's world-renowned sunsets, complemented by a fenced backyard with a spacious patio and meticulous landscaping.
Inside, the Morrison Built Islamorada floor plan reveals an over 297 sq ft custom-built Florida room. This space features beautiful wood like tile flooring. There are so many possibilities for this breathtaking space which is currently serving as a versatile cozy sunroom and sitting area. The entire home is bathed in natural light and stunning water views. The flexible Florida room, along with the formal dining area, open concept living area, and quaint cafe-style eating nook, offers boundless potential for entertainment and relaxation. The master suite, fully remodeled in 2022, features elegant feature walls, upgraded trim, and built-in closet storage, epitomizing sophistication.
Custom wood craftsmanship throughout the home adds layers of elegance and class.
Move-in ready, this home boasts numerous updates for peace of mind: storm-rated windows (2021), all new blinds, garage overhead storage. Fresh garage door springs (2023), a new roof (2020), high-end bamboo flooring (2021), front back and patio brick pavers (2021), fresh exterior paint (2022), a new water heater (2020), large capacity 16 seer HVAC and rain gutters (2016), and a whole-home surge protector.
The fully updated kitchen, a chef's delight, includes a high end dual fuel (gas and electric) range. The oven and microwave also serve as convection appliances. Rest assured that all major appliances convey including a newer whole home water softener unit, a front loader washer and dryer with stands and a garage freezer. A transferable flood insurance policy at $1, 245 each year ensures added security.
Residing in the Mirabay Community means embracing a lifestyle of luxury and leisure, with access to 2 heated pools, tennis, basketball and pickleball courts, a 24-hour fitness center, clubhouse, cafe, lounge, amenities, and more. The community is golf cart friendly, offering kayaks and paddleboards for exploring the Mirabay Lagoon or venturing into Tampa Bay.
The CDD is included in the full tax you see in listing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $660 | $660 | $660 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,354 | $4,354 | $5,970 |
Total Monthly Payment | $5,106 | $5,106 | $6,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.