Almost an acre of high and dry land with 150 foot of lakefront on Winding Tree lake. See Survey under Documents. Build a house or set up a mobile home. Water and sewer not available. Electric and cable at road. Located on a paved road four miles outside of Keystone Heights and a short drive to Gainsville, St Augustine, or Jacksonville. We cut an entrance and left all the roadside trees and brush to give total privacy. It's so peaceful with abundant wildlife, deer, turkey, ducks, sand crane, racoon etc. Winding Tree Lake is over 100 acres with 5 miles of shoreline to explore. There isn't a lot of traffic on the lake but I have seen motrerized fishing boats and jet skis used. I read that the lake has Bass and Blue Gill, but I have only caught catfish. Owned by Real Estate Agent and husband.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $29,600 | $29,600 | $29,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $202 | $197 | $250 |
Total Monthly Payment | $277 | $272 | $325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.