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2 Cedar Reef Drive, #A209, Saint Helena Island, SC, 29920 | $399,000
MOTIVATED SELLER. This is your chance to experience Beaufort's prime spot for beach and nature lovers, Harbor Island! This 2 bedroom, 2. 5 bath villa offers panoramic marsh to ocean views from your living room, back porch, and owner's suite. You can view wildlife and Hunting Island from the comforts of your beach front paradise or take a short walk to experience it firsthand. You are just steps away from more than 2 miles of pristine white sandy beach where you can watch the dolphins play and the boats pass by, or experience the fascinating nesting season of Loggerhead turtles and countless species of sea birds. This unit is tastefully decorated and recently renovated and comes fully furnished. This end unit allows an abundance of natural light to occupy the space and the placement of this home uniquely allows a quiet setting where you can kick back and relax your new life at the beach. This can be a perfect second home or it can be placed on the short-term rental market for income. Harbor Island offers a Beach and Racquet Club, swimming pools, fitness center, playground, tennis/basketball/pickleball/volleyball courts. You can fish from the seawall or beach and crab in the tidal creek. The only thing this full beach experience is missing is you!
Features
- Heating: Electric, Central
- Cooling: Electric, Central Air
- Amenities: Pickleball, Tennis Court(s), Fitness Center, Dog Park, Lawn Maintenance, Pool, Playground, Security Gate
- Bedrooms: 2
- Baths: 2 full / 1 half
- Development: Harbor Island
- Year Built: 1980
- Common Charge: $1,679 Annually
- Approx Sq. Feet: 1,069
- Est. Taxes: $3,825
- Water Front: Yes
- Appliances: Cable TV/Available, Dishwasher, Dryer, Elec/Oven/Range, Furnished, Microwave, Refrigerator, Washer
- MLS#: 181703
- Days on Market: 469 days
- Website: https://www.raveis.com
/prop/181703/2cedarreefdrive_sainthelenaisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLSListing courtesy of Coastal Real Estate Solutions Phone: 843-940-7076
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 Cedar Reef Drive, #A209, Saint Helena Island, SC, 29920
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
| Total Monthly Payment | $2,518 | $2,516 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484