3/2 1, 975 sq. ft. home with den on a dead-end street. Roof 2016. A/C 2013. A decorative painted driveway and walk lead you to the tiled entryway with a Ring doorbell and front door with side panels and stained-glass window over the door. The 2nd bedroom has laminate flooring and the guest bath is updated with a ceramic tiled shower which also has new glass doors. Granite countertops and a large, framed mirror enhance the sink area. The living/dining room has ceramic tile, a solar tube for brightening up the area and recessed lighting. Ceramic tile follows into the den/study with a door for privacy. Once again ceramic tile is in the family room which now leads you to an enclosed lanai with ceramic tile and vinyl windows. An extra screened cage is beyond that with a decorative waterfall. Off the family room and with sliders to the FL room is the primary bedroom with laminate flooring and bath with a Jacuzzi tub, dual sinks and upgraded tiled shower. The kitchen, which overlooks the family room and beyond, has upgraded 40” soft close wood cabinets, granite countertops, chair rail, and stained-glass window. Next is the laundry room and 2 car garage which both have extra shelving. Homeowner dues include a 24-hour guard gated golf community, escrow reserves, basic cable, complete lawn care including watering, fertilization and mulching and use of the multi-million-dollar clubhouse with its 3 pools, 2 fitness centers and tennis, basketball, shuffleboard, pickle ball and bocce courts. The grand ballroom hosts plays, dances and movies while there are craft, billiard, computer and card rooms along with a library. If classes are what you are looking for, Kings Ridge has them all from floral arranging to investing; but if travel is your desire, planned trips are available. You can even drive your golf cart to food shopping, hair, nail or doctor appointments, banks and restaurants. If this is not enough, the exterior of your home is painted every 6 years. Kings Ridge also has an 18-hole Champions Course and 18-hole Executive Course. The location of this over 55 community is in the middle of the state with all the attractions close at hand along with great shopping and beautiful beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,962 | $2,531 |
Total Monthly Payment | $2,240 | $2,213 | $2,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.