Under contract-accepting backup offers. Rare opportunity to own a little piece of paradise on the Alafia River in the gated community of Waterford On The Alafia. Immaculate home with 4 bedrooms, 3. 5 bathrooms on 2 acres backing up to the River. As you drive up the long driveway you are greeted by mature landscaping & pavers. Inviting front patio leads to the front of the home that features double doors and stone columns with beautiful exterior paint. As you enter you will be amazed with the custom tile in the foyer & beautiful view of the pool area. Home features a three way split with formal living and dining areas. Plantation shutters have been installed throughout the home with remote control blinds in the family & living rooms for your privacy. Primary bedroom is spacious with gorgeous vinyl plank flooring and has pool access. Primary bathroom has dual sinks, jacuzzi tub, and separate shower with three shower heads. Primary room also has a walk-in closet & linen closet. Your office is conveniently located next to the primary with separate half bath. Formal living room and dining room are perfect for dinner parties. Elegant kitchen has plenty of cabinets with granite countertops, breakfast bar & eat in area. Appliances have been upgraded with chef quality appliances including a double oven. Reverse osmosis water filtration system & whole home water softener further indication how exquisite this home is. Family room offers a wood burning fireplace with gorgeous built ins. Family room is equipped with Bose surround sound system, living room & patio are pre wired for surround sound. Two bedrooms are located off the kitchen with full bathroom. Each room offers vinyl plank flooring and upgraded ceiling fans. Fourth bedroom is on the back side of the home and has it's own en suite, perfect for guests visiting. Laundry room offers plenty of cabinets for storage, drop zone, & front end loader washer and dryer. From the laundry room you enter another den or office that is perfect for someone that needs advanced networking with multiple hook ups for monitors & computers. Two car garage has ample cabinets for storage and epoxy coated floor. Screen back patio is perfect for family gatherings featuring pavers, salt water pool, & outdoor propane grill with refrigerator. Back deck is perfect for enjoying the Florida sun. Home has a generator with propane tanks on site. Fencing with mature hedging & block fence provide for ultimate privacy. Lot features a pond & mature palm, oak & cypress trees. Alafia river is just a short walk thru the wooded path. Enjoy the park like setting & picnics on the river in your own back yard. Home has security system with indoor and outdoor cameras. Drain field replaced in 2021, roof replaced in 2022, ACs replaced in 2020, new hot water heater. Location provides for easy access to major highways & interstate systems. Top rated schools close by including charter schools.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.00 | 6.750 | 6.625 |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799 | 6.876 | 6.85 |
Monthly Tax Payment | $721 | $721 | $721 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,657 | $4,540 | $6,146 |
Total Monthly Payment | $5,470 | $5,353 | $6,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.