Under contract-accepting backup offers. LOCATION, LOCATION, LOCATION This modern 4-bedroom/2-bathroom home is located in a prime location and ready to move-in. There are no HOA and no CDD fees assessed, and no flood insurance is required. The lot is extraordinary as it is almost 1/2 acre in size and offers privacy in the backyard. The backyard has an open view of a pond. And, the rear property line is lined with tall, mature trees. The home shines with TLC. It contains interior upgrades such as hardwood flooring, crown molding, 5 1/4 inch baseboard, Spanish lace ceiling, Decora-style light switches, plantation shutters, recessed lights, ceiling fans and modern light fixtures installed throughout. The kitchen has granite countertops and porcelain floor tiles. The refrigerator, microwave, range, and dishwasher each convey. There is installedg a tankless water heater, a water softener, a smart thermostat, a wired alarm system, and a RING doorbell. The primary bedroom and the living room are both pre-wired for wall-mounted televisions. Both bathrooms were recently renovated. One has a stand-up shower and the second has a shower-tub combo. The inclusion of plantation shutters together with a tankless water heater provides extra energy efficiency. The former-garage is now a flex space equipped with central air conditioning and heat and a private entrance. The walls and the attic are insulated, the flooring is a porcelain wood-like tile, and there is cabinetry with an island and granite countertops. The space may be used as a home gym, prep kitchen, playroom, private space for guests, or home office. The exterior is equally impressive. New stucco was recently applied. The yard is encased in a partial block and metal fence with a gate in front and wooden fences on the 2 sides. The roof was replaced in 2016 and has many years of useful life remaining. The lanai is spacious. It, too, has been updated with newer tiles and a block knee-wall. The backyard is airy and bright. Ducks, birds, birds, turtles, and rabbits are frequent visitors. The pond is included in the total lot size. The backyard also features a cinder-block outbuilding which is a blank slate. It could be utilized for additional storage, a studio, or office space. The location is phenomenal as a neighborhood park is less than one mile away which features a dog park, playground, picnic benches, tennis courts, basketball court, and designated cornhole area. This is a non-deed restricted subdivision. Utility lines run underground and the property is on the same power grid as public service stations which dramatically reduces the risk of loss of power during storms. A police you station and fire station are about one mile away so is the Upper Tampa Bay Trail, Citrus Park Town Center, shops, and restaurants. The Veteran’s Expressway is less than 2 minutes away. Downtown Tampa, St. Petersburg, Westshore, Safety Harbor, Lutz, Land o’ Lakes, Riverview, and New Port Richey are each under 30 minutes away under normal traffic conditions. And, local beaches are about 35 minutes away. This is a wonderful opportunity to own a well-maintained home in immaculate condition in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,238 |
Total Monthly Payment | $2,907 | $2,905 | $3,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.