You will love this lightly-lived-in custom-designed home in sought-after The Woods subdivision. The living room has built-in display/bookcases with adjustable shelving and lights, an electric fireplace, high ceilings and plant shelves, and a superwide sliding glass door out to the concrete patio. The kitchen has plenty of honey-oak cabinets, a spacious closet pantry, and space for a breakfast table. All kitchen appliances will stay. There is also an adjacent dining room, which has automatic blinds in the window. Exit from the kitchen to the screened back porch, a perfect spot to enjoy that morning cup of coffee just listening to the birds. The primary bedroom has wide windows that really let in the natural light. There is an attached sitting room here, which can serve as a nursery, home office space, or whatever you need. The en suite bath has a step-in shower, lots of vanity-top space, a walk-in closet plus another closet. The two secondary bedrooms, each with a double-door closet, share the second full bath. There is a laundry room, and washer and dryer will stay. The garage has plenty of storage shelves, a brand-new electric water heater, and new HVAC system in March 2024. There are easy-access hurricane shutters for all windows. Low HOA fee, on city water and septic. Located between Kissimmee and St. Cloud on nearly one-quarter acre in an area with no thru traffic. There is easy access to FL Turnpike and all the attractions that Central Florida has to offer. Relax in a lovely home with serene surroundings!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,720 | $340,720 | $340,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,267 | $2,238 | $2,873 |
Total Monthly Payment | $2,713 | $2,684 | $3,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.