PRICE REDUCED. Looking for a new home? Bring your toothbrush! This home is being sold partly furnished. Ready to move in. The owner had the home rewired and replumbed. He also installed new double-glazed windows. The roof is metal so there is no worry about losing shingles. As the home is on an outside lot, the rear yard can be fenced in for a dog. There is also a standalone shed to the rear with numerous tools which would be perfect for a handyman. Lake Yale Estates is a highly sought after community. It is important to stress that you own your own lot. The monthly homeowners fee includes grass cutting, basic cable and the clubhouse with all the facilities. It features a meeting room, kitchen, library with pool table and to the rear there is a shuffleboard court and dock onto Lake Yale. You can fish from the dock and if you, so desire buy a boat dock. The community is golf cart friendly. There are various events organized within the community. The home is perfect for a snowbird or even a year-round resident. Lake Yale Estates is a 55 Plus community
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Our Executive Mortgage Banker:
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$140,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $745 | $744 | $945 |
Total Monthly Payment | $872 | $871 | $1,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.