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This cozy three-bedroom, two-bath home is nestled on . 18 acres, offering both the warmth of home and the peacefulness of a neighborhood with no HOA. Built in 2019, it wraps modern convenience in a welcoming package. Stepping through the front door, you're greeted by an open and bright living space, where the living room flows seamlessly into an eat-in kitchen. Here, stylish gray cabinets and stainless appliances offer a spacious and inviting atmosphere for both everyday living and entertaining. The layout is practical, with a laundry closet conveniently located down the hall, ensuring household tasks are kept out of sight, yet easily accessible. The arrangement of two bedrooms and a full bathroom on one side allows for privacy and convenience, making it ideal for family members or guests. The master suite, with its ensuite bathroom, provides a private retreat for the homeowners, enhancing the home's appeal with added comfort and luxury. But the charm doesn't stop at the back door. Outside, a covered patio awaits, ready for BBQs, laughter, and lazy afternoons. The private backyard, fully enclosed, is a blank canvas for adventures, gardening, or simply enjoying the view. Plus, the attached garage means there's always room for your car or extra storage. It's a home that combines easy living with the joy and convenience of being close to town, all waiting for someone to fill it with memories. Just North of St Augustine and an easy commute to Jacksonville. No HOA Fee's or CDD fees! High elevation, previously cleared. Minutes from white sandy beaches, historic St Augustine, shopping, golfing and more. Bring the boat or RV.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,749 | $2,257 |
Total Monthly Payment | $1,985 | $1,983 | $2,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.