CHAMPAGNE WISHES DO COME TRUE! THIS TASTEFULLY REMODELED HARBOR FRONT PENTHOUSE AT CHAMPAGNE ESTATES IS BEAUTIFUL! No expense has been spared in this 2280 square foot (per builder's plan), 3 bedroom, 2 bath Condominium. 38 feet of floor to ceiling impact glass over looks tranquil Charlotte Harbor, Fishermen's Village and the new Sunseeker Resort. All windows in this corner unit are impact glass with Plantation Shutters as well. The new flooring throughout is a 9" x 47" Birchwood finish tile. The redesigned kitchen has white Portland Style soft close door cabinets, drawers and pantry all made of solid wood. Counters in the kitchen and baths are an elegant Cambria Inverness Frost Debossed accenting the natural veins. The center island is made of Maple Onyx with a built in Microwave. The kitchen tile backsplash is a stunning 3" x 12" glass subway tile in a Herringbone pattern. Stainless Steel kitchen appliances include a Viking Stove! All room & closet doors are new 2 panel design, crown molding through out the living areas and all lighting has been upgraded to LED. Both baths are remodeled to the same top standards! The Primary Bedroom has 7 ft Plantation Shutters that reveal the harbor views when open. Just off the Primary Bedroom, there is also a 10 x 13 area the seller uses as her Art Studio! The Air Conditioner was replaced in 2019. The sitting area as you walk in can also be used as a formal dining area. This large open floor plan can be arranged many different ways. The complex has recently been painted and replaced the roof in 2023, Terrazzo style walk ways are just a few years new. This building has a very nice curb appeal. Covered Parking and your own 6. 5 x 14. 5 Storage unit are on the first level. The heated pool, spa and recently remodeled club house overlooks the Harbor as well. Walking distance to Fishermen's Village, Isles Yacht Club, downtown Historic Punta Gorda and it's 18 miles of biking and walking trails. 2 Pets up to 30 lbs. each are allowed too! This is truly Paradise so do not hesitate, make an appointment to preview this stunning unit as it won't last long!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,021 | $4,073 | $5,190 |
Total Monthly Payment | $4,139 | $4,191 | $5,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.