This property is located on a beach block between shore front parkway and Rockaway Beach Boulevard. there are a number of amenities in the area of new restaurants New new restaurants, Transportation and places of worship in addition to other amenities. There is a Hotel with a Bar, Restaurant and pool. This is a cozy property that was built in 1910 it was part of the Woodrow Cottages along 97th Street. This particular property is cozy cottage that has parking space for 2 average compact cars. This property features three bedrooms, one is a master with a newly renovated bathroom with Italian style tiles a new showerbwith a glass door, new sink, toilet. There is a master bedroom in addition to the other two bedrooms. There are two renovated bathrooms, one with a full soaking tub with shower, new tiles, new toilet and vanity. The remainder of the property has been appointed with plank laminates and carpeting in the bedrooms and planks laminates in the kitchen area. There are a number of other amenities and details that will be discussed with your broker at the time of showing. It should be noted there is a full basement with washer and dryer hookup rear of the boiler room is located. There is also a storage room, a porch with storage space below. There is potential to renovate and access the Attic through the storage room that is why there is a second door. This renovation affords additional sleeping and living areas or office space.
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $524,000 | $524,000 | $524,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,399 | $3,442 | $4,387 |
Total Monthly Payment | $3,717 | $3,760 | $4,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.