51 SUMMERWIND Circle, Palm Coast, FL, 32137 | $288,500

SEE the UPSIDE to Down-sizing. . . COME HOME to Convenience! Welcome to Arbor Trace Villas in Palm Harbor, Palm Coast's best-kept secret. Bright, Open Floorplan boasting vaulted ceilings, neutral décor, transom windows, arch details, updated fixtures! This 3 Bed, 2 Full Ba, 1453 SF, 2 Car Garage, Single Story, End Unit, Block Construction Sunroom for Flex space! The spacious kitchen offers plenty of storage, lots of counter space, double pantry, New Bosch Dishwasher 2024, New LG Range 2024, New sink, New LG Washer + Dryer, pull out trash bin, and high ceilings. Art niche, arch pass thru, and plant shelf add character. The primary suite includes a generous walk-in closet, Plantation Shutters and en-suite with step in Shower, Linen Closet, New LED Light Fixture, New Comfort Height self-cleaning Toilet, and natural light. New Exterior Paint 2024. Monthly fees cover Exterior Bldg paint stucco and maintenance, lawn and shrub care, irrigation, termite bond, Structure and ROOF Insurance, Community Clubhouse, street lighting, and Heated POOL. Located just minutes to the beach, yet in the heart of town - you'll have the best of both worlds. The community amenities include a clubhouse, heated pool, and quiet tree-lined streets, while the nearby Island Walk shopping center offers easy access to Publix, many dining and shopping options, entertainment, medical offices, community centers, parks and MORE. 2 Miles to European Village. Short drive to Historic St Augustine, World Famous Daytona Beach, and DB International Airport. Community has buried power lines! Don't miss out on this incredible property - it's everything you've been searching for! Call Today!

Features

  • Parking: Attached, Garage, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air, Electric, Other
  • Amenities: Maintenance Grounds, Maintenance Structure, Management - Off Site, Trash
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 1,855.660
  • Laundry: In Unit
  • Complex: Arbor Trace Condo
  • Year Built: 2005
  • Common Charge: $523 Monthly
  • Approx Sq. Feet: 1,453
  • Acreage: 0.04
  • Est. Taxes: $1,967
  • View: Other
  • Elem. School: Old Kings
  • Middle School: Indian Trails
  • High School: Matanzas
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer
  • MLS#: 2014945
  • Days on Market: 241 days
  • Website: https://www.raveis.com
    /prop/2014945/51summerwindcircle_palmcoast_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of WORTH CLARK REALTY

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

51 SUMMERWIND Circle, Palm Coast, FL, 32137

$288,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $230,800 $230,800 $230,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $164 $164 $164
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,574 $1,534 $1,979
Total Monthly Payment $1,813 $1,773 $2,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.