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Unleash your inner designer and turn this property into the home of your dreams! Step into the welcoming entry foyer and admire the timeless beauty of oak flooring that flows throughout the space. Cozy up in the living room, which is bathed in light from the large picture window and features a warm fireplace. The dining area boasts a charming bay window, and the kitchen awaits your culinary creations. Two bedrooms offer a restful retreat, with a massive walk-in closet that has the potential to become a third bedroom. Downstairs, there's a laundry area in the basement ready for your convenience. Infuse this adorable home with your style and flair to restore its original charm! The house is equipped with propane heating (new in 2024), a brand-new hot water heater (2024), and a Generac generator for peace of mind during power outages. The walk-out basement and detached garage add extra value. Located a mere stroll away from the idyllic Lake Peekskill, your summers can be filled with swimming, fishing, and canoeing. This home is perfectly placed for easy access to shopping and the Taconic Parkway. *******THIS HOUSE IS BEING SOLD AS IS*****
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $901 | $901 | $901 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,617 | $1,617 | $2,074 |
Total Monthly Payment | $2,593 | $2,593 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.