Under contract-accepting backup offers. Spacious, sun-filled, and updated home in the midst of historic Palmetto that’s waiting for you to come live, love, and laugh in it every day! This inviting brick exterior three-bedroom, two-bath home offers an inviting split floor plan ideal for everyday life and all the special moments in between. Prepare meals in the well-appointed kitchen with tons of wooden cabinetry, spacious counters, and stainless appliances. You’ll want to cozy up around the warm fireplace in the family room where laughter is sure to abound. Then head outdoors for year-round fun in the oversized fenced-in yard offering privacy and space to let your pets run free without worrying as you enjoy the warm Florida sunshine or spend evenings around the firepit star gazing. Additional amenities include a screened-in lanai, a new roof in 2017, New HVAC in 2017, and NO DEED RESTRICTIONS OR HOA! House is 6' above sea level. Last storm there was no water on the property. Walk to the nearby Manatee River or take a short drive to waterfront dining, Bradenton Yacht Club, Sutton Park, St Pete, Tampa, Sarasota, and famous sandy beaches - what more could you ask for? Plus get all the benefits of SOLAR and NEW IMPACT WINDOWS and DOORS without installing them yourself. The current owner just spent $65, 000 installing both of these important upgrades. The average electric bill is now less than $50 per month. This special home is looking for a new owner and it could be you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $511 | $511 | $511 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,641 | $2,605 | $3,361 |
Total Monthly Payment | $3,227 | $3,191 | $3,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.