Under contract-accepting backup offers. This is a TIP LOT ALERT with 169 ft of seawall on the water in Burnt Store Isles subdivision of Punta Gorda. This home is 2123 sq. ft. with 3 bedrooms and 2 baths and a pool that is just minutes from Alligator Creek and the short boat ride out to the Charlotte Harbor and the Gulf of Mexico. With a large living room and family room, this house is set up to have family get togethers or just friendly events with plenty of space for everyone. As soon as you walk in you will see the massive pool and outdoor lanai area overlooking the water. The outside is a like a landscaping oasis as you can see by the pictures. Complete with a 45 ft. long seawall dock and 10, 000 lb. lift. The location of this home has access to the Alligator Creek lock which is just on the other side of the street. So it will be a breeze to go watch the sunset each night. This home had a NEW $73, 000 ROOF JUST COMPLETED IN LATE 2023. It also has a new and complete HVAC system in 2021. A new Rainsoft water softener with a 2 stage filtration and RO drinking water that was installed in 2022 and cost $7, 000. The windows are protected with roll down shutters that can be closed in minutes. Every bedroom has walk in closets and the master bedroom has a his and her walk in closet. All the closets are finished with their own closet organizer systems. Both bathrooms have walk in showers and the master bedroom has a his and her sink set up as well with lots of cabinet and storage space. Vaulted ceilings makes each room feel larger and the pocket slider doors that allow access to the pool lanai area makes each room seem like an extension of the lanai area. Extras include a built in wine refrigerator, solid wood cabinets in the kitchen finished off with granite counters, stainless steel appliances and roll down privacy shades in the living room as you walk out to the lanai area. The pool is heated and measures in at 19 x 14 with a complimentary covered lanai area that measures in at 30 x 9. The pool is a pebble tech finish with plenty enough room to do laps or just relax. It will be hard not to doze off and take a nap while enjoying the breeze. The location of this home and lot in this neighborhood is not only great for getting to the open water and a day out to sea, it is also wonderful in relation to convenience, as a Publix Shopping Center and a Home Depot are literally right at the of the entrance of the neighborhood. The neighborhood has the Twin Isles Golf and Country Club running through it and there is another 8 courses all within a 20 minute drive for all you golfing enthusiast. Downtown Punta Gorda is less than 5 minutes away with all the fine dining restaurants, pubs and sports bars that allow you to choose from many different cuisines. The nightlife is so much fun with the ever famous TTs Tiki Hut on the water where bands play every weekend. The Saturday morning farmers market is always a bunch of fun and this little town has officially turned into a hot spot for Pickle ball mania!!! There are courts and leagues all around town, but the new Pickle Plex is second to none as it has leagues, open play and tournaments all year long. The Charlotte Harbor river walk is miles long for any walkers and dogs to enjoy the view and vibe of being on the water front. So many other iconic sites to see around town. The new Sunseekers Resort is finished with even more dining options to enjoy either inside or pool side up on the roof. So make your appointment now!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $757 | $757 | $757 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,151 | $4,204 | $5,357 |
Total Monthly Payment | $5,000 | $5,053 | $6,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.