Seller Credit. . . buy down the interest rate, reduce closing cost. . . helping you to BUY now! Charming 3 bedroom, 2 bath, office, plus bonus room, 1 car detached garage, and shed, 1928 bungalow nestled on a double lot that can be subdivided. Welcome to Rio Vista, a well established sought out North St. Petersburg neighborhood. This whimsical home is over 2000 square feet resting on a 1/3 of an acre, that borders additional acres of beautiful green space maintained by the city. Welcoming front porch leads inside to an open living room featuring a wood burning fireplace with original built-in cabinets. Wide dining room, great for daily meals together and entertaining. Just west of the dining room step into a light filled cozy area that would make for a nice office or playroom, or den. The kitchen boasts beautiful wood cabinets and plenty of storage. Primary bedroom features a walk-in closet, French doors leading to the side patio, and lots of natural light. Along the back of the home is a bonus room that served as a 4th bedroom. Take note of the roomy living areas, new engineered hardwood flooring, low E impact windows, expansive stand up attic, 2023 electric water heater, 2018 Roof, and newer AC. With its captivating blend of charm and fantastic Location, this well loved bungalow is an amazing opportunity to own a piece of history and craft new cherished memories for years to come. Convenient access to 4th Street corridor, downtown St. Pete, only 5 minutes away from I-275, Gandy Bridge, Weedon Island Preserve, new Speer YMCA fitness center, nearby shopping, walking trails, and only a couple blocks from Riviera Bay Park filled plenty of amenities: tennis courts, basketball courts, pickleball, fitness center, and playground. Come check out this wonderful location and delightful home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$624,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,200 | $499,200 | $499,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,033 | $3,945 |
Total Monthly Payment | $3,346 | $3,265 | $4,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.