37 Academy Street, Fair Haven, VT, 05743 | $160,000

This single level home was manufactured by Patriot Homes, Inc. in their Lincoln Park Division of manufactured sectional homes in 1989. The living room features a cathedral ceiling with fan and carpeted floor. A galley style kitchen, with adjacent open dining area, has ample counter space and a pantry cupboard. Three bedrooms each with ceiling fans, good closet space and the primary bedroom has a private bath. There is a small mudroom with laundry off the kitchen with direct access to a covered back deck and partially fenced yard. In 2005 the owners built a 24x28 garage, which has an a workbench and electric garage door opener. Situated on a corner lot with mature trees and paved driveway. The house will need some TLC, new carpeting and minor wall repair. Not far from the charming village of Fair Haven, featuring a large and beautiful park in the center of the downtown business district. The park is home to many events throughout the year, including the Spring Fling, Summer Concert Series, the Fair Haven Farmer’s Market, Movies in the Park, the annual Apple Fest and more. Downtown Fair Haven features quaint shops, a craft brewery, and eateries. Sale subject to third party approval.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Double Wide
  • Year Built: 1989
  • Garage: 2-car Garage
  • Heating: Forced Air
  • Cooling: None
  • Basement: Crawl Space,Slab
  • Approx Sq. Feet: 1,176
  • Acreage: 0.25
  • Est. Taxes: $2,957
  • Lot Desc: Corner,Level
  • Elem. School: Fair Haven Grade School
  • Middle School: Fair Haven Grade School
  • High School: Fair Haven UHSD #16
  • MLS#: 4988270
  • Website: https://www.raveis.com
    /prop/4988270/37academystreet_fairhaven_vt?source=qrflyer
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Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-774-7007
Listing Agent: Karen Heath

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NMLS Mortgage Loan Originator ID 793093

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37 Academy Street, Fair Haven, VT, 05743

$160,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $128,000 $128,000 $128,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $246 $246 $246
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $852 $851 $1,079
Total Monthly Payment $1,173 $1,172 $1,400

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.