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018 Third Street, Portsmouth, RI, 02872 | $689,000
Wake up to a gorgeous sunrise, & have your coffee on the deck, while taking in this million dollar view. This 3 bed ranch situated on . 26 acre double lot has been completely renovated in 2019-2021. Open concept dining/living/kitchen area walk out to a 600+sqft wraparound deck that seamlessly integrates interior & exterior spaces which allow you to admire the ever-changing view of the landscape, sunrises & passing boats. You will revel at the spectacular 4th of July fireworks display seen from this home. Updates include: regatta blue vinyl shingle, HVAC heating/cooling, 200 amp service w/ generator hookup, 3 bed septic, new bathroom, wraparound hurricane windows & sliders, pex plumbing, exterior & interior doors, tiled floor throughout, sheetrock & crown molding. Tasteful kitchen reno features silestone countertops, soft close cabinets, smudge proof s. s. appliances, ramp access off back deck for easy loading & unloading. Tranquil water views from 2 bedrooms. 3rd bed has attic access & washer/dryer on 1st level. The basement also has water views, new windows, slider & offers exciting expansion opportunities. It has been insulated, framed with pressure treated wood & rough plumbing for a full bath. Tub, vanity, toilet, drywall & bonus washer/dryer included in sale. May be sold furnished with exclusion of some personal items. Steps to water, ferry & store. Perfect year-round home, summer retreat or investment ready for seasons of enjoyment for years to come. Not in a flood zone!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1976
- Garage: No Garage
- Heating: Baseboard,Central,Electric
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,200
- Acreage: 0.26
- Est. Taxes: $3,328
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Washer
- MLS#: 1353829
- Website: https://www.raveis.com
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
018 Third Street, Portsmouth, RI, 02872
$689,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
| Monthly Tax Payment | $277 | $277 | $277 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,714 | $3,663 | $4,726 |
| Total Monthly Payment | $4,083 | $4,032 | $5,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB