Feel like you're on vacation every day at this Bantam Lake 5BR/3. 5B Modern Cape rebuilt in 2012 by master craftsman- including a deeded waterfront parcel with 70' of frontage with a dock. Enjoy vast views of CT's largest natural lake in Litchfield County, also conveying deeded shared use of 50' of beach area. Greet guests as they enter the foyer with a cathedral ceiling and chandelier on an Aladdin lift for cleaning ease. The open floor plan is accented by a fieldstone gas FP in the living room, and dining area with sliders leading to an enclosed 3 season room with a 2nd fieldstone gas FP. Loads of light filter through the large and beautiful choice of Marvin triple pane windows, and native white oak flooring is found in the living room & bedrooms. A chef's kitchen boasts custom hickory cabinetry, quartzite counters & SS high-end appliances, not to mention a Wolf gas cooktop & wall oven. The main floor primary suite with lake views includes a big walk-in closet and a spoil yourself bathroom with tiled shower and jetted soaking tub. Upstairs are 4 bedrooms & 2 full baths. Entertain outdoors on the huge deck with Azec floors and take in all the lake has to offer from sunrises to rainbows. The outdoor shower is great for rinsing off after a fun day at the lake or a vigorous start to your day, and has geothermal heating and cooling system, propane furnace and energy star foam insulation. More extras include an RV pad and automatic home generator. Minutes to the Litchfield Green.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Bedroom 3 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Bedroom 4 | Upper | |
Eat-In Kitchen | Main | |
Living Room | 9 ft+ Ceilings,Vaulted Ceiling,Gas Log Fireplace,French Doors,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | Main |
Sun Room | Gas Log Fireplace | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,153 | $1,153 | $1,153 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,601 | $5,051 | $6,744 |
Total Monthly Payment | $5,846 | $6,296 | $7,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.