Presented byMelvin Ramos |
GORGEOUS HOME IN QUEENS HARB0UR YACHT & CC. THE H0ME HAS 3642 SF. WITH AN ''ELEVATOR''. SINGLE FAMILY - FREE STANDING HOME IN THE PROVIDENCE ISLAND SECTION OF QUEENS HARBOUR. PURCHASE AS A FULL TIME RESIDENCE OR A SECOND HOME. YOU CAN LOCK AND GO AS THIS IS THE ONLY SECTION OF QH WHERE LAWN CARE IS INCLUDED THROUGH THE PRIVATE PROVIDENCE ISLAND HOA. THERE ARE TWO OWNERS RETREATS - ONE ON THE FIRST FLOOR AND A SECOND PRIMARY BEDROOM ON THE SECOND FLOOR. THE HOME HAS VIEWS OF THE MARSH IN FRONT AND BACK, A SEPARATE CASITA WITH FULL BATH AND BALCONY. THE CASITA CAN BE ACCESSED PRIVATELY AND WOULD BE PERFECT AS AN IN-LAW AREA, GUEST RETREAT, BONUS ROOM, ETC. THERE IS A SCREENED LANAI AND 2 CAR GARAGE AT THE REAR. GREAT LOCATION 6 MILES FROM BEACH, 7. 1 FROM MAYO CLINIC AND 7. 2 MILES FROM THE ST. JOHNS TOWN CTR
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Our Executive Mortgage Banker:
Our Insurance Division:
$919,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 917.242.0180
Melvin.Ramos@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $735,200 | $735,200 | $735,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 7.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.128% | 7.167% |
Monthly Tax Payment | $1,139 | $1,139 | $1,139 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,015 | $4,891 | $6,608 |
Total Monthly Payment | $6,246 | $6,122 | $7,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.