Location, Location, Location! The Waterford Condominium, a boutique 24 unit Condo, with only 4 residences per floor. This spacious and updated 3BR/2BA home offers the best of city living at a fraction of the price. This fifth floor home gets great east and south light, and features satin finish Brazilian cherry floors, an in-unit washer/dryer, central A/C, custom lighting fixtures and recessed lighting throughout, as well as a jacuzzi tub and glass shower stall in the en-suite master bath. The massive living room has high ceilings and plenty of space that allows for a dining area, while the kitchen features granite counter tops, top of the line appliances, plenty of cabinet space and a breakfast bar. And the wonderful terrace faces East while providing the best views in all of Riverdale East. . . Best of all, the SALE INCLUDES an indoor parking space (#19) right off the elavator (approximate value = $40, 000). Constructed in 2005, The Waterford is located just blocks away from the 1 train and a few blocks away from all the retail on Riverdale Avenue. The building is pet-friendly and features a 421a tax abatement until 2032, as well as a part-time doorman, gym, meeting room, playroom, super, and video intercom system. There is a separate, privately operated nursery school (The Riverdale Nursery School) on premises. Van Cortlandt Park, Manhattan College and various restaurants and retail are all close by. Express buses to and from Manhattan as well as the metro north jitney, which takes you to Grand Central in just 22 minutes, are just blocks away. Local buses to the 1, 4 and A trains nearby as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $14 | $14 | $14 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,696 | $3,557 | $4,513 |
Total Monthly Payment | $3,802 | $3,663 | $4,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.