Priced to sell! Huge price drop on this spotless, beautifully updated 2 bedroom 2 bath condo in Ironwood! Instead of having to remodel, you can go play pickleball, or to the beach or the pool, and return to relax in your gorgeous, bright, open and airy Florida condo. Sought after features are done here: new AC in ’21, new hot water heater in ’24, open kitchen, dining and living room floor plan; luxury, easy-care vinyl plank flooring; all new kitchen in 2020 - appliances (frig, stove, micro, dishwasher, disposal, sink and faucet), cabinets with soft close doors and drawers, granite countertops and backsplash, recessed ceiling lighting; new carpet and custom Bali window cell shades in both bedrooms ‘24, new hurricane impact windows in Master and Guest Bath ‘23; updated master bath vanity, lighting, tall height toilet and shower; enclosed lanai w easy roll glass sliders; new baseboards ’22. This condo has a unique feature - a sliding barn door between the guest bedroom and bath, essentially making it on-suite!
The building is well taken care of too: painted ’19, new sidewalks ‘22, new roof ’23, Structural Inspection done and passed in ’23!
Monthly condo fee includes a lot: cable, wifi, internet, one assigned carport space, personal storage locker, bldg. tool room, bldg party room w/kitchen, free washer and dryer (shared laundry room on each floor), water, trash, huge heated pool, clubhouse with workout room, new kitchen and outdoor gas grills, community pickleball, tennis and bocce ball courts, exterior bldg maintenance and bldg insurance.
You also have easy access to the 18-hole golf course (membership not mandatory, greens fees are nominal), GT Bray Park is within walking distance (24 pickleball courts, Aquatic Center, fitness classes), and you’re only a few minutes from the gorgeous white sandy beaches of Anna Maria Island and those spectacular Gulf of Mexico sunsets!!!
This is a 55+ building, no pets allowed and you must own your unit for two years prior to renting it out.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $166,320 | $166,320 | $166,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,038 | $1,011 | $1,314 |
Total Monthly Payment | $1,209 | $1,182 | $1,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.