If you're looking for quick, direct access to open water & the Gulf of Mexico, look no further for a home that has deep water all the way to the Gulf. No need to wait for a high tide to leave your dock, or risk buying in shallow areas and coming home with a hefty ticket. High or low tide, this is one of the best locations on Isles of Capri that will not disappoint you after moving in. In fact, you can easily catch lots of fish right off the dock. This is one of the best built Key West style homes and one can immediately see from the front façade that the house has recently been painted on the exterior and has higher elevation than required, to keep your home and contents safe from water intrusion. It also has an attached 2-car garage totally enclosed with extra work space if you like doing your own repairs on your vehicles, boats, and trailers. The property has a carefree xeriscape lawn, reducing the waste of water (precious natural resource), & reducing harmful lawn chemicals entering canals and bays. Two mature mango trees in the side yard are very healthy and produce amazing varieties of mango that the Seller grafted himself. A strong wood staircase that is extra wide and has excellent tread depth, ascends you to your welcoming French Door entry. (There is also a motorized chair lift to assist people to the top level. ) Welcome home to ISLAND LIFE! You will be greeted with very high ceilings that includes a functional cupola that has windows which can open for amazing island breezes to enter the home and a way for the rising heat to escape the home and keep you cool! The kitchen has been tastefully renovated and includes ceiling-high cabinetry for amazing storage, all stainless steel appliances including a dramatic stainless steel farmhouse double-size sink with gooseneck faucet. The quartz countertops give a modern edge to the home and includes electric pop-ups should you want to get wired up on your laptops or charge multiple devices while sitting at the breakfast or lunch counter. The open floor-plan features a large dining room with sliding doors to the sunny, upper-deck lanai and has a beautiful, sparkling chandelier. Soft-gray laminate flooring is used in the house for easy cleaning and durability. Split bedroom design with guest rooms on the opposite side from the primary en-suite which features dual sinks, a soaking bathtub, stand-up shower, and closet with access to washer/dryer nearby. Multiple sundecks at the rear of the home on both the first level & second level with a rear staircase for ease. The updated boat slip has a 15K lift motor with various size running boards and has a new canvas boat canopy. There is also a lower boardwalk adjacent to the seawall for easy on/off boarding from your vessel, and a nice place for children to fish. Privacy white vinyl fence on both sides of home with a gate will easily take you back to your fishing & boating paradise on Isles of Capri!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,195 | $9,195 | $12,608 |
Total Monthly Payment | $9,633 | $9,633 | $13,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.