NEW PRICE REDUCTION!! SELLER WILL CONSIDER CONCESSIONS IF PRESENTED IN OFFER.
Come experience the perfect blend of comfort and convenience in this charming 2-bedroom, 2-bathroom 1200 Sq Ft fully furnished manufactured home located in Magnolia Manor Mobile Home Park, a 55+ Community. Discover the charm of this home's unique layout, featuring a semi-open floor plan providing both spaciousness and functionality for comfortable living and entertaining. The kitchen includes a convenient breakfast counter and a separate dining room, perfect for enjoying family dinners or entertaining guests. Relax in the spacious master bedroom, which comfortably accommodates a king-size bed and offers an attached bathroom and a sizable walk-in closet, ideal for storing your belongings. Settle in and begin living your retirement dreams right away – this home comes fully furnished, making your move-in process smooth and stress-free. Customize and personalize your living space according to your preferences, with the flexibility to update and enhance the home as you reside in it. The home has a cozy front patio and a large covered carport. The community features include a clubhouse, fitness room, heated swimming pool, shuffleboards courts and on-site laundry facility. Located in a prime area, this home offers easy access to shopping, dining, medical facilities, and recreational activities, ensuring you have everything you need right at your fingertips. This is a Resident Owned Co-Op Community. No lot rent. $25. 000 of the sale price goes to the HOA for the share of the land, There is a one time maintenance fee of $2064, The monthly HOA is $172 per month that includes: water, sewage, trash, lawn maintenance, and care of the grounds and facilities. This community has a No Pets Policy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $745 | $744 | $960 |
Total Monthly Payment | $908 | $907 | $1,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.