Welcome to this waterfront oasis! UNIQUE is the description with this fully renovated home that offers TWO parcels! One is located on a salt water canal and equipped with a dock, kayak launch and solar powered boat lift allowing access to the GULF OF MEXICO! This is a lifestyle that offers nature, water, boating, kayaking/canoeing, access to parks all while being minutes to local dining and entertainment. The home has been completely RENOVATED with over $300, 000 of changes. There is an in-law suite with FULL KITCHEN, bedroom and full bath on the first floor with PRIVATE ENTRY completed in 2023! All new electrical, plumbing, CUSTOM kitchen with QUARTZ countertops, hardware, lighting and a NEW full bath with WALK IN SHOWER. This is ideal for RENTAL INCOME, multi-generational family, work from home and more! The main house has also been RENOVATED in 2023! The living and dining spaces are GRAND with cathedral ceilings, wood burning fireplace and immediate access to the GOURMET kitchen! Two tone CUSTOM, shaker style cabinetry, Quartzite countertops and stainless steel appliances including double convection oven! The island has the perfect setup for quick meals and entertaining and offers additional storage and microwave placement. The primary bedroom is serene with space for king size furniture and a wall of closets. The ensuite is spa-like with a CUSTOM design that includes a soaker tub, walk-in shower with dual rain shower heads, dual vanities, marble countertop, lighted mirror and tile surround that covers the entire bathroom. The two additional bedrooms are generous in size and one is equipped with a safe door making this an ideal room for storing your valuables! The guest bathroom renovation includes floor to ceiling tile, walk in shower and new vanity with Quartz countertop. Enjoy the outdoors on the first floor patio area or second floor balcony that can be accessed from the kitchen or primary bedroom through the French doors! Take a stroll down the boardwalk to your private second parcel. The custom tiki style hut with kayak and paddleboard storage, a boat dock, kayak launch and solar powered boat lift all on a saltwater canal just minutes to Cow Key, Durney Key and the Gulf of Mexico. The three adjacent properties share a private boat ramp to get in and out of the canal quickly. You will be able to store your recreational vehicles and toys in the 4 car garage! The roof was installed in 2019 and HVAC in 2018. In 2023/2024 updates include a whole house dehumidifier, hot water heater, TREX deck, walkway and boat dock, new continuous tile flooring and subfloor, Sherwin Williams interior and exterior paint including garage and doors/trim, garage epoxy flooring, plantation shutters, new lighting including recessed and fans, electrical/plumbing, new faucets/fixtures, hardware, toilets and bath vents. The owner also put in all new landscaping including plantings, rock, sod, lined flower beds with brick border and all new pavers including rear patio! Security cameras and systems installed in 2023 also! Enjoy biking and water activities at Brasher Park which is just over a mile away. Just a mile away, you can enjoy food and entertainment at Catches Waterfront Grille/Rum River, Gill Dawg Tiki Bar & Grill and more! Appraisal on hand to support ABOVE the list price!
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$1,145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $916,000 | $916,000 | $916,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.876% | 6.850% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,094 | $5,941 | $8,042 |
Total Monthly Payment | $6,781 | $6,628 | $8,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.