Seller Financing with creative financing terms available! Welcome to the epitome of Old Florida coastal living! This newly remodeled 4-bedroom haven exudes charm with its traditional wrap-around porch, offering a warm invitation to unwind and savor the laid-back atmosphere. Boasting a coveted and active SHORT TERM RENTAL PERMIT, this income-producing gem is not just a second-home dream; it's a fantastic coastal escape. Revel in the details of this meticulously cared-for home, including a newer roof, hot water heater, updated plumbing, and a kitchen equipped with all-new appliances. The ambiance is further elevated with new lighting, ceiling fans, custom bookshelves, and an updated fireplace. Beyond the charming interiors lies an outdoor oasis awaiting discovery. Step outside onto the magnificent wraparound deck, leading to a fully fenced backyard adorned with a plunge pool—a private retreat with a spacious lawn for outdoor relaxation and activities. Ascend to the top-floor terrace, where sun lounges and string lights create a perfect setting to sip your favorite cocktails and revel in the breathtaking views of the picturesque surroundings. A screened-in patio offers a cozy haven with lounge seating, allowing you to unwind amidst the beauty of nature. Nestled along the Atlantic Ocean, this residence is a short walk to the beach or a quick golf cart ride away, providing access to an excellent private surfing spot. With Flagler Beach just 5 minutes away and historic St. Augustine a mere 20-minute drive, the location is a perfect balance of tranquility and convenience. For those seeking adventure, plenty of hiking and biking trails surround the area. Jacksonville airport is just an hour away, ensuring easy travel connections. This home is not just move-in ready; it's a ready-made paradise. Whether you're yearning for a permanent coastal escape or seeking an income-producing property, nothing more is needed to turn this gem into your personal haven. Come experience the joy of living where others vacation, and make this coastal retreat your own! Owner financing available!
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Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $727 | $727 | $727 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,447 | $4,336 | $5,840 |
Total Monthly Payment | $5,266 | $5,155 | $6,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.