Discover the charm and potential of this inviting single-family home nestled in the heart of Miami. Boasting 3 bedrooms and 2 baths, with the added flexibility of an additional bedroom that can effortlessly double as a den, this residence offers a versatile living space ideal for various lifestyles. As you step inside, you'll be greeted by the expansive high-beam ceilings that add a sense of openness and grandeur to the living areas. The wood-laminated veneer floors exude warmth and character, creating a cozy ambiance throughout the home. An additional feature of this property is the separate building situated behind the home. Previously an efficiency guest home on one side and an office on the other, this auxiliary space offers endless possibilities. Conveniently located and brimming with potential, this single-family home in Miami is a canvas waiting for your personal touch. Unlock the possibilities, create your dream space, and embrace the lifestyle this property has to offer! The owner will do background and credit checks. Credit score 700+. Income 3x rent, No evictions. The first, last month of rent and security deposit are required before moving in.
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Our Executive Mortgage Banker:
Our Insurance Division:
$6,295
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $5,036 | $5,036 | $5,036 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $34 | $33 | $43 |
Total Monthly Payment | $109 | $108 | $118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.