This CORNER LOT, well maintained 3-bedroom home offers CIRCULAR DRIVE for EXTRA PARKING and an OVER-SIZED 2 car GARAGE! An open floor plan features a large eat-in kitchen with bay window, bill-pay station, ample cabinets and counter space, all appliances and a breakfast bar. Recessed lighting recently added! The interior laundry room comes complete with washer and natural gas dryer, as well as, additional cabinet space. The Master Retreat with en-suite bath provides double sinks, comfort height toilet, shower and walk-in closet. This split-bedroom floorplan offers two more bedrooms that share a hall bath. Relax on the rear lanai, which features glass windows & ceiling fan, or soak up some sun on the open patio beyond! The roof was replaced in 2020; HVAC 2014, water heater 2007, electric panel updated in 2014! Knock-down ceiling texture and rain gutters are also a plus with this well kept home. Furniture may convey, if interested. Recent 4 PT inspection and wind mitigation completely in January, 2024 and available upon request. The current home warranty is transferable to the buyer and is paid through 2024! Don't Wait. . . . schedule your private tour today!
Highland Lakes is a gated 55+ community situated in Central Florida just south of Leesburg & offers residents the following amenities: Recreational Clubhouse with two swimming pools; indoor (heated) & outdoor, a softball field, an indoor arena with a stage for comm. events, kitchen, billiard/ping pong rm. , 6 tennis courts (2 courts are lighted & 4 courts have a cushion surface), 8 lighted shuffle board courts, bocce ball courts, pickleball, 7 horseshoe pits, covered picnic pavilion with picnic tables & grills to barbeque, library, meeting/card room, exercise room/fitness, craft room, golf driving range, RV/boat storage is also included & has 260 spaces on a secured lot (fenced & lockable), a Craftsmen building/woodworking shop (homeowners can join the club for only $12 annually and use any/all tools available), there's also a Nature Trail within the community & seven lakes scattered throughout Highland Lakes; 4 are used by residents for catch & release (fishing)!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,458 | $1,896 |
Total Monthly Payment | $1,836 | $1,797 | $2,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.