Your dream home awaits! The charming yet unique curb appeal of this home will lend itself to any style you desire, whether its mid century elegance or modern farmhouse chic, the possibilities are endless. The main living area is a large and light filled "open concept" space which includes an Eat In Kitchen with updated stainless appliances, Dining Room and Living Room with Fireplace, all with views over the surrounding property. There are two generously sized bedrooms and a full bath on the second floor. The primary bedroom is on the 3rd floor with ample space for a full bath or studio. The lower level features a family room, kitchenette and a full bath. Be prepared to enjoy cozy evenings by the fireplace or serene outdoor gatherings on the wood deck surrounded by . 66 acres of natural landscape. This home exudes warmth and charm with gleaming hardwood floors, architectural detail and a soothing color palette. Do not miss this opportunity to cultivate your own piece of paradise! Conveniently located near major roadways, shopping, Stony Brook Hospital and University and North Shore Beaches and Parks.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $1,047 | $1,047 | $1,047 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,398 | $4,383 |
Total Monthly Payment | $4,540 | $4,537 | $5,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.