4532 Spring ROAD, Valrico, FL, 33596 | $499,900

Are you looking for a piece of Florida, where there are no CDD's or HOA's this should be your first choice. When driving up to this home you will be greeted by a grand staircase leading up to the glass front door which has a straight view though the house to the backyard. With the exception of the wet areas this home has gorgeous luxury vinyl flooring throughout. There is tile in both baths. Plenty of room for a growing family with this split 4 bedroom, 2 bath home. Surrounded by Lithia Spring Park and zoned Agricultural great for horses, chickens, goats, sheep, ducks, etc. There is an unfinished pole barn at the back of the property. The front is fenced for privacy, located on a dead-end road which is Lithia Springs Nature Preserve Park a great area to explore and take hikes. This home is elevated and has a 4-car garage underneath. Also, a tandem carport on the other side plus a workshop or extra storage room. Covered decking, front and back. The kitchen is equipped with a range, microwave, wine refrigerator, built in kitchen aid ice maker, refrigerator, washer & dryer. Central heat and air. Remodeled kitchen & baths. After a hard day sit back on the deck and just enjoy watching the wildlife. THIS HOME IS A MUST SEE!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 165 x 628
  • Laundry: Laundry Room, Outside, Upper Level
  • Style: Elevated, Florida
  • Year Built: 1997
  • Garage: 4-car Ground Level, Oversized
  • Heating: Central, Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,344
  • Acreage: 2.37
  • Lot Size: 165 x 628
  • Est. Taxes: $5,472
  • Lot Desc: Cleared, FloodZone, In County, Pasture
  • View: Trees/Woods
  • Elem. School: Lithia Springs-HB
  • Middle School: Randall-HB
  • High School: Newsome-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: T3510990
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/T3510990/4532springroad_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2024 10:47:13 PM)
Listing courtesy of Universal Realty   Phone: 813-633-3311

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4532 Spring ROAD, Valrico, FL, 33596

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $456 $456 $456
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,762 $2,658 $3,429
Total Monthly Payment $3,293 $3,189 $3,960

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.