As you enter this home you will see the attention to detail throughout. From the gleaming hardwood floors to the thoughtfully designed kitchen, every element has been carefully considered to create a harmonious living space. The heart of this home is undoubtedly the beautiful kitchen—a chef's delight and a gathering space for friends and family. This kitchen is both functional and visually stunning. It seamlessly transitions into the dining area, creating a perfect flow for entertaining. Off of the dining/kitchen area you'll discover a tranquil 3-season porch that beckons you to unwind and enjoy the changing seasons. This space seamlessly connects indoor and outdoor living while offering breathtaking views of the surrounding mountains. Also, on the main living area are two bedrooms (the primary includes a 1/2 bath), and laundry (no more lugging baskets up and downstairs). On the lower level of the home is a great workshop area, 3/4 bath and garages. Don't miss the opportunity to make this meticulously maintained home yours! An adjacent (. 12) acre lot will be available to convey with the home. New roof in 2022.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,571 |
Total Monthly Payment | $1,741 | $1,740 | $2,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.