New Price Reduction! Welcome to Oaks IV! Located in the heart of Port Charlotte-this community was built around the native oak trees which makes you feel like you are in the country-yet conveniently located to shopping & restaurants! This beautiful popular 1st floor condo is a corner unit & is super clean, comes turnkey furnished & ready to move right in. This one bedroom, one bath unit is tastefully furnished & decorated! Great private location within the community with a large greenbelt area and the freshwater canal behind the unit! Features include screen door for ventilation, tile floors in foyer, kitchen, dining area & both baths, berber carpet in master bedroom & living room, good sized living room w/crown molding, ceiling fan w/light, and a bay of 3 sliders out to the screened lanai, dining area adjoins the living room, kitchen opens up to the living/dining area, & has a breakfast bar, & is equipped with stainless appliances, interior laundry closet w/stack washer & dryer, french doors to the roomy master bedroom w/full wall closet, ceiling fan w/light & pocket door to the ensuite master bath, master bath has tub/shower, linen closet & newer vanity & mirror. Low fees of $292 month! New roof in 2023. Amenities inc. a heated pool, clubhouse, shuffleboard & more! This condo. will make a great seasonal home or full-time residence. Shows Great, so make an appointment to see this condo today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$149,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $748 | $729 | $948 |
Total Monthly Payment | $1,006 | $987 | $1,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.