Presented byAmity Wolfe |
Price Improvement of $13, 000. St Ives II Courtyard model with spa located in 55 plus gated golf community of Kings Ridge. Located in the rolling hills of Clermont , FL. Home has 1722 heated SF with 2 BD/2 . 5 BA and a full 2 car garage. New roof in July 2o14 and new HVAC installed 2017-2018. In 2020 4 Pella thermal pane sliding doors and 7 windows were installed. Paver brick drive and walkway add to this homes curb appeal. This particular home has had the family room enlarged by removing the den wall. Makes for a larger open living area that is great for entertaining but no den. One of the only models with a half bath. The kitchen has granite counter tops, breakfast bar, backsplash, replaced doors and stainless steel appliances. Large primary bedroom with en suite Bath. Primary bath has a walk in shower, garden bath and dual sink vanity. Large walk in closet also. This model also has a separate In Law suite with private entry. It has a large bedroom, full bath & walk in closet. The courtyard has an inground heated spa. Home has a private back with a back poured concrete patio where you can sit in the sun and relax. Also has a SunSetter electric awning to create a shaded area when needed. No carpets in home. Enjoy the Kings Ridge Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, dish cable TV w/ fiber optic cable thru Opticaltel, internet & home phone, maintenance of roads and outside painting of home every 6 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out. .
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$369,000
Sales Associate
William Raveis Real Estate
Phone: 860.601.0423
amity.wolfe@raveis.com
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,939 | $2,489 |
Total Monthly Payment | $2,246 | $2,196 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.