Experience unparalleled uniqueness in this completely renovated end unit townhouse at Mount Carmel in Hamden, CT. Step into a bright and spacious foyer, setting the stage for the remarkable features within. Follow the beautiful gleaming newly laid hardwood flooring through the main level which dazzles with a living room/dining room combination boasting a fireplace, cathedral ceilings, and sliders leading to an expansive deck. The galley kitchen is fully equipped with modern appliances and a pantry closet. Featuring a distinctive reverse living design, the finished walk-out lower level houses the bedrooms, each with 9ft ceilings and its own full bath, including a primary bedroom with three closets and a private full bath. Ascend the elegant wrap-around staircase to discover two loft spaces and a great room, offering versatility for potential use as a third bedroom. With a coveted 2-car attached garage, this home is primed for comfort and convenience. Nestled in a quaint 9-unit complex, its central location provides easy access to Quinnipiac and Yale University, while the nearby Farmington Canal offers outdoor recreational opportunities. Don't miss out on this exceptional opportunity to own a truly unique residence.
Type | Description | Level |
---|---|---|
Bedroom 1 | Lower | |
Bedroom 2 | Lower | |
Dining Room | Cathedral Ceiling,Combination Liv/Din Rm,Sliders | Main |
Living Room | Cathedral Ceiling,Combination Liv/Din Rm,Fireplace,Sliders | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $2,161 |
Total Monthly Payment | $2,458 | $2,414 | $2,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.