One Of a Kind Listing in Valley Stream. 20 Lutz Drive has been redeveloped and reconstructed down to the studs in 2008, featuring a luxury light-filled and airy open concept living with all comforts and energy efficiency in mind. Heart of this home is undoubtedly the gourmet chef's kitchen, with 2 pantries, sprawling granite countertops, center island gas cooktop and barstool seating. Seamless flow into dining room and living room w/gas fireplace. Beautiful Hardwood Floors Throughout. Sliding doors to the rear, step outside onto the patio and embrace outdoor living at its finest on the Trex deck with Sun-Setter awning and gorgeous counter for outdoor cooking. Open Floor plan and deck offers indoor/outdoor space. Hardwired surround sound system and internet/TV jacks in all rooms, including garage. Perfect house for entertaining! 2nd floor features Primary bedroom with ensuite bathroom and His and Hers walk-in closets. 3 additional generously sized bedrooms with spacious closets. Hallway bathroom. Skylights give natural light and airy hallway. Perimeter security cameras and alarm system. Energy Efficient home design features include multiple switches for every light, 2 zones Central air conditioning, 3 zones baseboard heating, filtered water system. Detached 1. 5 car garage, long driveway fits additional 4-5 cars. 15 minutes to JFK airport, LIRR 31 min express to Grand Central or Penn Station, 5 min to UBS Arena. Within minutes to schools, shopping, places of worship and major highways. Honeycrisp apple tree in the front yard. Don't miss the opportunity to make this exceptional property your own. Welcome home! Star savings is $1101
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $1,274 | $1,274 | $1,274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,601 | $4,986 | $6,798 |
Total Monthly Payment | $5,967 | $6,352 | $8,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.