THIS MAGNIFICENT 4/3 BATHROOM HOME HAS DELIGHTFUL COVERED PORCH WITH ARCHES DRESSED WITH ATTRACTIVE STONE & STUCCO WHICH PROVIDES A SPECTACULAR CURB APPEAL. THE FRONT DOOR OPENS TO THE FOYER THAT IS ADORNED WITH TRAY CEILINGS & RECESSED LIGHTING. THE BONUS ROOM THAT IS BEING USED AS A OFFICE COULD NICELY BE CONSIDER A DINING AREA AS WELL. THE EXTRA HEIGHT OF THE CEILINGS ADDS TO THE OPEN FLOW OF THE LIVING ROOM/ KITCHEN/ & DINING AREA. ADDITIONAL ADMENTITIES ARE ROUNDED CORNERS ON THE WALLS, EXTRA TALL BASEBOARDS & CROWN MOLDING, ALL OF WHICH BRINGS SO MUCH CHARM & BEAUTY TO THE DECOR OF EACH ROOM. THE KITCHEN IS ABSOLUATELY AWESOME, WITH BREAKFAST BAR, A HUGE WALK-IN FOOD PANTY, DESIGNER GLASS BACK SPLASH, ALL STAINLESS-STEEL APPLIANCES, TONS OF CABINETS & GRANTIE COUNTER TOPS, APRON STYLE SINK, RECESSED LIGHTING, UNDER THE COUNTER LIGHTING, PLEASING ATTRACTIVE PENANT LIGHTS & A UNIQUE DINING AREA TOO. LIVING/FAMILY ROOM FLOWS COMFORTABLY & ROOMILY ADJACENT TO THE KITCHEN & HAS A TRIPLE SLIDING GLASS DOOR THAT OPENS TO THE BACK COVERED PORCH. THE NATURAL SPARKLE OF LIGHT FILTERS THROUGH ALL THE ABUNDANT WINDOWS WITHIN THE ENTIRE HOME CREATAING A WARM FRIENDLY ATMOSPHERE. BEDROOM #4 ON 1ST FLOOR IS GREAT FOR FAMILY & FRIENDS WHO COME TO VISIT & THE CONVENIENT BATHROOM #3 WITH TUB/SHOWER & TILE FLOORS IS ANOTHER PLUS TO THE 1ST FLOOR. INSIDE LAUNDRY ROOM HAS LOTS OF CABINETS FOR STORAGE & HAS TILE FLOORS. UP STAIRS TO 2ND FLOOR IS FOUND A COZY 15X12 LOFT , A PERFECT HANG -OUT FOR FAMILY ACTIVITIES. THE MONUMENTAL MASTER BEDROOM HAS TRAY CEILING, RECESSED LIGHTING, MASSIVE WALK IN-CLOSET ALONG WITH A MASTER BATHROOM WITH - DUAL VANITIES, GARDEN TUB, WITH SEPARATE RAIN SHOWER. BEDROOM # 2 HAS A WALK- IN CLOSET & BEDROOM # 3 HAS A SPENDID VIEW OF THE FOREST OF TREES THAT TOWER ABOVE THE PRIVACY VINYL FENCE THAT ENCLOSES THE ENTIRE BACK YARD. BATHROOM #2 HAS GRANITE COUNTER TOPS, TUB WITH SHOWER, TILE FLOORS & SERVES HANDEDLY FOR 2ND FLOOR NEEDS. THE 2 CAR ATTACHED GARAGE HAS EASY CLEANING EPOXY FLOORING. THE LUCSIOUS YARD, LANDSCAPING, FLOWERS & PLANTS ARE ENHANCED WITH THE AID OF THE IRRIGATION SYSTEM. THERE ARE 2 A/C UNITS TO KEEP THE HOUSE NICE & COOL FROM THE HEAT & THEN COMFORTABLY WARM WHEN ITS COLD. ENJOY THE BEAUTIFUL COMMUNITY POOL & FACITILITES WHICH IS SITUATED ONLY A SKIP & A HOP DOWN THE SIDEWALK AROUND THE CORNER. THIS HOME IS LOCATED IDEALLY FOR SHOPPING, ENTERTAINMENT, SCHOOLS, CHURCHES, MEDICAL FACILITIES, AIRPORT & TURNPIKE. IT IS A GUARANTEE THAT THIS PROPE
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $494,400 | $494,400 | $494,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $628 | $628 | $628 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,373 | $3,286 | $4,239 |
Total Monthly Payment | $4,093 | $4,006 | $4,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.