Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. This 3/2/2 Dogwood model is nicely updated for move in condition! The kitchen is boasts raised panel kitchen cabinets in soft gray with subway tile backsplash accented by beachy aqua accent walls with tile flooring. The refrigerator and dishwasher are new within the last year. Laminate flooring greets you at the entry and flows through the entry, dining and living areas. The bay window provides a light bright space for a bistro set or a reading settee, as well as aesthetically appealing from the outside. The screened porch is 10 x 20 and leads to a fenced back yard. The French doors from the living area open to the screened porch allowing you to enjoy gentle breezes when Mother Nature is accommodating. Clean and well maintained, this one is ready for you to move in at closing! Furniture pictured is included. Convenient to the Community Center, exercise facilities, saunas, dance and exercise classes, social activities, billiards, library and more! Golf cart access to shopping, physicians, pharmacies, and restaurants! Roof 2012 HVAC 2017.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,436 | $1,382 | $1,783 |
Total Monthly Payment | $1,836 | $1,782 | $2,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.