Under contract-accepting backup offers. BRAND NEW ROOF OVER Sept. 2024! Welcome to this beautiful, updated home located in sunny St. Petersburg, Florida! This charming 2-bedroom, 2-bathroom gem is the perfect full- or part-time residence, and is located in the sought-after community of Pinewood! GOLF CART FRIENDLY, DOG FRIENDLY and LOW HOA FEE makes this immaculate home an incredible value! Step into the bright tiled, screened in porch offering a welcoming space to relax and entertain. Enclosed storage shed houses your extra refrigerator, standing freezer, washer and workspace. You will be delighted by the updated kitchen, complete with custom cabinetry, white appliances and plenty of storage. Laminate flooring throughout as you enter the adjoining dining and living space with plenty of windows to allow natural lighting. There is a bonus Lanai with wall-to-wall windows, that could easily be used as extra space for out-of-town guests. The primary bedroom has an updated en-suite bath and large walk-in closet. The second bedroom is a great space for guests, with beautiful updated hall bath that includes a walk-in shower. The back patio is a great space to enjoy the sunshine and gather with neighbors.
Conveniently located near the Gandy Causeway, this home provides quick and easy access to restaurants, shopping, entertainment and the Gulf Coast beaches. Enjoy the LOW MONTHLY FEE OF ONLY $238 which is actually being REDUCED TO $216/mo JAN. 2025 and includes lawn maintenance, water, sewer, trash, as well as basic cable/wifi. WOW! This ACTIVE 55+ community has a heated community pool, shuffleboard, lake, and endless social activities to enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$144,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,920 | $115,920 | $115,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $704 | $704 | $932 |
Total Monthly Payment | $858 | $858 | $1,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.