2850 Trinidad WAY, Palmetto, FL, 34221 | $185,000

Very affordable living directly on Terra Ceia Bay. 2 bedrooms, 1 & ½ bathrooms, recently updated bright and airy interior with new surfaces including flooring & paint and refreshed hard flooring in kitchen and living room. Appliances have been recently updated new Bosch Dishwasher, pristine cooktop and fridge, covered carport with 2 spaces. Home has central AC (installed new 2012 upgrades 2015 - UV light kit & 2016 Hard Start), Metal Roof, enclosed washer and Dryer, tile floors in main bathroom. You own the land. Very low association dues $100/year, making this an outstanding value with incredibly low cost of ownership. Come take a look!

The community – (Tropical Isles): With 2 ½ miles or waterfront, 3 enclosed harbors, canals with boat docks, canoe & kayak launches, boat ramp & dry storage. Your new home is surrounded on 3 sides by water. With a short walk in any direction you will enjoy watching Manatees play, Sea Birds hunt because you are surrounded by one of Florida’s most beautiful estuarine environments, the spectacular Terra Ceia Bay. Tropical Isles is truly one of Florida’s most unique communities with direct access to Tampa Bay and the Gulf of Mexico, truly a Boater’s Paradise! Community features a full spectrum of activities – dances, parties, golf, softball, aerobics, arts & crafts, cards, and many clubs. Short 12 miles to beautiful beaches of Ana Maria Island, 2. 7 miles to Emerson Point Nature Preserve. You are surrounded by waterfront restaurants where you can enjoy fresh-caught fish or a cocktail while you are watching an incredible sunset? Tropic Isles is a slice of old Florida truly paradise!

Features

  • Amenities: Fitness Center, Pool, Shuffleboard Court, Storage
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Other
  • Year Built: 1969
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,056
  • Acreage: 0.08
  • Est. Taxes: $1,669
  • HOA Fee: $100 Annually
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: A4602570
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/A4602570/2850trinidadway_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/12/2024 12:32:14 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-366-8070

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2850 Trinidad WAY, Palmetto, FL, 34221

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $139 $139 $139
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $997 $984 $1,269
Total Monthly Payment $1,211 $1,198 $1,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.