Under contract-accepting backup offers. Welcome to the perfect slice of Florida living! This 1-bedroom as well as sofa sleeper and bonus room , 1-bathroom spot, spanning around 488 sq. ft. , is nestled in the friendly Gulf to Bay Co-op 55+ community on Manasota Key. It's not just a home; it's a warm invitation to experience the real Florida lifestyle. Walk to Englewood Beach or multiple restaurants.
Get ready for a community that's got it all! There's a big rec center for hanging out, an outdoor pavilion for those sunny days, and plenty of activities to keep you entertained. Need some beach time? We've got private Tiki huts waiting for you at both ends, plus comfy furniture for ultimate relaxation. And for the boat enthusiasts, we've got docks and a ramp, with optional slips available if that's your thing.
Forget about spending weekends on yard work – your place is covered so no more mowing headaches. Inside, everything is just right. And guess what? This place just got some serious upgrades! We're talking about a brand-spankin'-new roof, a shiny dishwasher, a hot-water heater that's ready to keep things toasty, a new kitchen faucet for those dishwashing dance parties, fresh ceiling tiles that give the whole place a lift, and a cool AC system that's only two years young. We've got the main items covered, so you can just move in and start living the good life. The kitchen comes with all the essentials – fridge, dishwasher and convection/microwave oven. The master suite with it's queen bed and built-ins around the bed make for more storage, a handy bathroom, walk-in shower, and washer/dryer. Right off the living room, there's a little nook where you can get crafty with all the awesome stuff you find at the beach. It's the perfect spot to dive into a puzzle or just kick back and enjoy a good read.
But it's not just about the home; it's about the vibe. Your spot is perfectly placed on Lemon Bay, offering a mix of indoor and outdoor fun right in the neighborhood. And hey, you're just a hop away from shops, restaurants, and grocery stores – total convenience at your fingertips.
And the best part? You can move right in because everything stays, including the furniture and the washer/dryer. Come on in and make this place your own – it's more than a home; it's a welcoming embrace of the Florida lifestyle you've been dreaming about!
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Our Executive Mortgage Banker:
Our Insurance Division:
$223,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $178,400 | $178,400 | $178,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,157 | $1,172 | $1,493 |
Total Monthly Payment | $1,484 | $1,499 | $1,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.