Island paradise awaits you in this stunning pool home! As you approach this amazing property, you will be dazzled by the sparkling blue roof tiles that contrast with the fresh white paint of the solid walls and up to date stucco. The circular driveway leads to the cozy front porch, where you can enjoy the beauty of the Florida-friendly landscaping that requires minimal maintenance and water. The irrigation system uses reclaimed water, making this home eco-friendly and cost-efficient. But the real magic awaits you in the large backyard, where you will find privacy in your own tropical oasis. Relax in the saltwater pool that features a soothing spa and a cascading waterfall. Or, if you prefer, unwind in the separate heated spa that offers more comfort. The covered deck, outdoor shower, and pool bathroom add convenience and functionality to your outdoor living space. And when you feel hungry or thirsty, you can easily access the kitchen. The interior of this home is equally impressive, with three spacious bedrooms and updated bathrooms. The engineered hardwood flooring adds warmth and elegance to the rooms, while the metal front door welcomes you with style and security. The kitchen is a chef's delight, with quartz countertops, recessed lighting, marble and brass tile backsplash, sink water filter, shaker cabinets with soft closing doors, and newer appliances. The 2019 AC/Heat system ensures that you stay cool in the summer and warm in the winter. The garage has an electric heat pump water heater, freezer, and washer/dryer, making this home energy-efficient and convenient. The third bedroom, with plantation shutters, can be used as an office or a den, depending on your needs and preferences. From this room, you can admire the stunning pool views that will make you feel like you are on vacation every day. The property has newer double pane windows, some of which are hurricane impact, while others have impact screens, providing you with safety and peace of mind. The home is also equipped with solar panels that save electricity and are hidden from sight on the roof. The backyard is a paradise for nature lovers, with Bismarck Palms, non-invasive Clumping Bamboo, a shed, and vinyl fencing. You will love spending time in this lush and serene environment, listening to the birds and the sea breeze. Escape to Treasure Island, where the beach is just minutes away! Whether you drive for 5 minutes or bike for 9 minutes, you will be rewarded with the sight of the crystal-clear waters and the soft white sands on the Gulf of Mexico. Enjoy the scenic route as you pass by palm trees, colorful houses, and friendly locals. Treasure Island is more than just a name, it's a paradise waiting for you to discover! This home is truly a gem that you don't want to miss. Come see it today and make it your place in paradise!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $687,200 | $687,200 | $687,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,630 | $4,572 | $6,129 |
Total Monthly Payment | $4,966 | $4,908 | $6,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.